Ingredients:

2 c 3 c 16oz 12oz 1 lb

(or a bit more) refried beans [canned or homemade] guacamole [store bought or homemade] sour cream-seal to edges so the guacamole won’t turn brown (or a bit more) Pace Salsa - I use medium (mild or hot can be used) White cheddar cheese, shredded chopped black olives sliced jalapeños

Procedure:

1.  Layer the ingredients in the order listed in a 13" x 9" pan.
2.  Sprinkle olives and jalapeños on top.
3.  Cover and refrigerate.
4.  Bring to room temperature before serving.

Serve with taco chips.
Tostidos with a "hint of lime" are really good.